Generally, payday loan history is not captured in credit reports. However, some credit reporting agencies may collect your payday loan repayment history. And its most likely some lenders may want to get such reports when evaluating your creditworthiness for future loans. Also, if you have an outstanding payday loan and it is sold to a debt collector by your lender; your debt collector may possibly report your debt to a major credit bureau.
This may negatively impact your credit score. What is the maximum amount that I can borrow. The amount you can borrow depends on a number of factors; your monthly income, repayment history, and your lenders payday policy.
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