Industry concerns. In March 2013 the OFT announced it had serious concerns about payday lenders after it uncovered evidence of widespread pnb cash loan lending. It said lenders were failing to explain adequately how payments will be collected, using aggressive debt collection practices and not treating borrowers in financial difficulty fairly.

It also found that up to half of payday lenders revenue comes from loans that last longer than 30 days and cost more than originally agreed because they are rolled over. So far this year the OFT has revoked the licences of three payday lenders and says it will continue to crack down on payday lenders that breach the law or OFT guidance. Did you enjoy that.

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